Several months ago I read The Total Money Makeover by Dave Ramsey (I HIGHLY recommend it!) We decided to do the program to an extent. We came up with a small plan but didn't tackle it too hard, especially with Christmas being thrown in the mix. I purchased and read the book again and this time we are doing it right! We already had baby step 1 complete so it was time for baby step 2 -the debt snowball! Our debt is only car payments (big thank you to my parents for teaching me financial lessons at a young age! ) - however when you state the full amount it seems like a lot. We owe approximately 23,000 for 2 cars (I will have an official total in a few weeks). As we move along I plan to type updates to keep us motivated! We do have extra money in savings. I was not ready to give that up. It just helps us be on the correct path to baby step 3! :) Thank you for joining our journey to financial freedom! We are excited!
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